Fantastic mortgage rates in Oregon, Washington, and the Pacific Northwest

fantastic rates and legendary service

Find out how to save money on your current mortgage or obtain competitive rates for a home loan. Get a fast, no hassle quote in just minutes without running your credit.

about Dave Jimenez

I have been in the finance and mortgage industry for 20 years and have held nearly every position, role, and title within that time frame. Much has changed over the course of my career but one thing has remained constant and that is the relationship you hold with your client is a sacred thing to be cherished and respected. Being a good loan advisor is more than being a good salesperson. Our duty is to educate the consumer on all aspects relating to their loan, the process, and industry as a whole.

By the time you’re done with that transaction, your client should know more about the process and the inner workings than when they started. Communication is key, but the lock is trust. I provide clients with professional advice for their home financing services.

What We Do?

We’re making getting a mortgage easier than ever before. EMortgage capital
has an experienced team of brokers on staff.

Home Purchase

Find affordable rates and terms for your monthly budget when securing a home purchase loan to help you realize your goal of homeownership.

Refinance Rates

In order to better fulfill the needs of our clients, we provide a wide choice of refinancing solutions. We can help you if you want to get cash out or just get a better rate and term. What we provide is as follows Refinancing Programs:

Rate Comparisons

Look through the rate comparisons to see which specific mortgage terms are most beneficial for you.

How HOME REFINANCE CAN help you ?

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

Update Your Home

Receive flexibility to update your home’s look and value.

Instant Savings

Refinance to a lower payment every month.

Use Your Equity

You've earned it. Use your investment any way you see fit.

Get a Rate Quote

Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here!

CLIENTS TESTIMONIALS

We couldn’t have said it better ourselves, so we didn’t…

I would highly recommend Dave to anyone who is in need of home financing. His patience, efforts, communication, timing, and ability to get the absolute lowest rate possible are outstanding. You are not going to find anyone better. It was an absolute pleasure for us to work with him!

Unlike most new home buyers, I wasn’t excited, I was dreading it in fact! I know the process well due to my professional background and I know what one goes through to get to closing day! I had all but decided NOT to buy again. It had been almost 15 years and was settling with being a renter forever. As a single mom, I was rather intimidated as I was married with the last two purchases, but as an entrepreneur, I had double doubts. It’s never easy proving income as it is with employee pay stubs it seems. I actually met Dave (and his family) first, before I considered buying agian. He is a genius with numbers and has a drive to get the very beat deal there is for you that you can’t help but trust him and am so glad I did. He will always got back to me when I had questions or was stuck. Thank you Dave for your patience and persistence. My daughter and I rest easy now, knowing we have more solid ground and able to bear our roots again. We finally have a beautiful future ahead of us in our gorgeous new home! Thank You so much hard work and patience with me

We did some shopping around before getting in touch with Dave and found that he was quite responsive in comparison to some others we called. He was very patient and kind. He answered all of our questions and got us into a great house at a great rate. He was very flexible in terms of working with our schedules and took calls after hours. That type of availability is very rare out here in Hawaii.

Dave was great to work with. Especially appreciate his time to fill out our application at night (many apologies to your family for keeping you on the phone so long!!) and being so flexible with our work schedules. Also, really helped to continue to funnel things to completion and was always very responsive when I would check in for a status update. Thank you again for a smooth process 🙂

We, husband and wife, worked with Dave on a 15-year refinance for our principal residence. The process was smooth and we closed on time. Dave was always available via e-mail, phone, or text so that was very helpful. Thanks Dave!